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Thursday, 26 November 2020

Pashu Kisan Credit Card Yojana, cattle farmer can get loan of Rs 1.60 lakh from credit card

Pashu Kisan Credit Card Yojana, cattle farmer can get loan of Rs 1.60 lakh from credit card


Pashu Kisan Credit Card Yojana, cattle farmer can get loan of Rs 1.60 lakh from credit card
                                                                                     Image source: VTV Gujarati News


Farmers will be aware of Kisan Credit Card but now the government has come up with a fun plan for pastoralists as well. In which cows and buffaloes will get loan and assistance from the bank. For this, whether you are a farmer or not, even if you are a pastoralist and have a bank account, you get a veterinarian credit card. Read also: Pradhan Mantri Kishan Samman Nidhi Yojana: Tamara khata ma 2000 Rs. jama thaya k nahi e cheak karo


  • Credit cards will be available on cows and buffaloes
  • Loans over Rs 1.60 lakh will be available
  • Grants will be given to farmers who pay interest on time


Loans up to a maximum of Rs 1.60 lakh can be availed on a cattle farmer credit card without any guarantee. The bank charges an interest of 7% per annum on animal credit cards. If the interest is paid on time, the government will provide a 3 per cent interest grant on loans above Rs 3 lakh. This animal credit card will be purchased at every bank ATM and at registered units. Out of which a maximum of Rs. 6797 can be purchased. Read also: Have Fakt Ek j msg "HI"" Lakhi ne msg karo ane tamam sarkari yojnani mahiti medvo have tamara mobile ma.


Document required for making Kisan Credit Card


  • Bank account
  • Application form from the bank
  • Hypothesis agreement
  • Voter card, Aadhaar card, PAN card etc. for KYC identity
  • Document that the bank wants


How much loan can be obtained


  • 40,783 per year for cows
  • 60,249 per year for buffaloes
  • 4063 per year for sheep and goats
  • 16,337 per year for pigs

Pashu Kisan Credit Card Yojana, cattle farmer can get loan of Rs 1.60 lakh from credit card



Top 10 banks offering kisan Credit Card

  • State Bank Of India
  • Punjab National Bank
  • HDFC Bank Ltd
  • Axis Bank Ltd.
  • Bank Of Baroda.
  • ICICI Bank.
  • Etc.

Benefits of Pashu kisan Credit Card Yojana 2020


  • Under kisan mastercard Yojana, farmers can get loan against pledge of insurance.
  • Those farmers who are going to be given a mastercard , farmers can use this mastercard as a open-end credit within the bank.
  • Under this Animal Farmers mastercard Scheme 2020 , a loan of Rs 60249 per buffalo are going to be provided to cattle owners and a loan of Rs 40783 per cow. Read also: Kishan Parivahn Yojana Ni Tamam Mahiti
  • Under this scheme, mastercard holders can avail up to Rs. 1.60 lakh without collateral security.
  • Cattle farmers are going to be given loans at the speed of seven percent interest from all banks on a yearly basis, and interest are going to be increased to three percent on timely payment of interest.
  • Those who raise cattle for quite three lakh hone will get a loan with interest of 12 percent.
  • The amount of interest is required to be paid during a gap of 1 year only then it'll tend subsequent amount.


Who is eligible for Animal Farmer Credit Card


Fishing


  • All the farmers who are involved in fisheries. Who is in the business of fishing alone or in partnership. The women's group, along with the farmers' group, can also avail the benefits of this scheme. However, it is mandatory to have a fishery license. Read also: VIDHVA sahay yojana ni tamam mahiti medvo have ek j clik ma


Seafaring fishermen


  • Fishermen fishing in the sea can also avail the benefits of this scheme. For this they have to rent or own a boat and have a license for fishing in the sea.


Poultry farmers


  • Poultry farmers can also take loans in this regard.

Apply For Pashu Kisan Credit Card Gujarati News


Other pastoralists


  • Every animal that raises animals other than sheep, goats, pigs, rabbits, birds is eligible for Kisan Credit Card. Just for this there should be a small shed or space for animal husbandry which can be rented or own.


Dairy farmer


  • Farmers who keep livestock for their dairy business by renting or renting a contract based shed are eligible to avail the Animal Husbandry Cracked Card Scheme.

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